Liberty Internet Services - Online
Liberty Online’s® Privacy Statement

Our Commitment To Your Privacy.
The privacy of our customers is very important to us. To better protect our customers’ privacy, we provide this policy explaining our practices to ensure your privacy is protected. Liberty will continue to refine its Privacy Policy as new rulings and information become available.

The Way We Use Information.
When you order products from us you provide certain information about yourself. This information will be used within Liberty to provide you the best products and service available in the marketplace. We will not provide this information to any third parties without a direct request from your credit union. Any questions relating to how your credit union uses the collected information should be directed to them.

Security of Information.
We recognize the importance of security and are fully committed to protecting unauthorized access to customer information. We employ and maintain network firewalls and other security features that are recognized as industry standards (e.g., Secure Socket Layers, password protected logons, server logs, access control restrictions, etc.) in an effort to prevent disruption of service or loss, theft or alteration of sensitive information. We use reasonable commercial efforts to stay current with frequent changes in security requirements which may include participation in security trade organizations, conferences, educational activities, use of security consultants, periodic intrusion tests, software upgrades, hardware enhancements or through proactive security systems monitoring. We believe that such efforts represent a good faith effort on our behalf to maintain appropriate security levels. We hope you understand that, in spite of these good faith efforts, we cannot guarantee that a security breach will never occur.

When You Visit Our Web Sites.
When you visit Liberty’s Web sites, you do so without revealing your personal identity. Our systems recognize the Web site you came from and the Web site you go to when leaving. We may monitor statistics about visitors to our Web sites, such as how many people visit the sites and which pages they view. However, no personal information is associated with these statistics, and no personal information is collected unless you initiate a transaction or place an order.

We use return E-mail addresses to answer the E-mail we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

If you visit a secured site, such as our demo sites, you will be asked for personal identification numbers which will give you access to the customer-only section of its Web site. This information enables Liberty Online® to regulate entry to the customer-only portions of its Web site and to measure usage. Any personally-identifying information gathered is not sold to third parties.

Finally, we never use or share the personal nonpublic identifiable information provided to us online in ways unrelated to those described above.

Other Web Sites Linked to Liberty’s Web Sites
Although fully responsible for the content of our own Web sites, Liberty is not responsible for the content or information practices employed by sites linked to or from our Web sites. In most cases, links to non-Liberty Web sites are provided solely as pointers to information on topics that may be useful to the users of Liberty’s Web sites.

Limiting Employee Access to Information.
We have procedures that limit employee access to personally identifiable information to those employees with a business reason to know such information about you. We educate our employees about the importance of confidentiality and customer privacy through standard operating procedures, special training programs, and our ethics policies.

Credit Union Reference Requests.
From time to time you may request Liberty to act as a credit reference to a party outside our affiliated companies. For your protection, we will complete the credit reference request only after the receipt of a written request from you. This request should specifically identify which information should be provided to this party and their name, address, and telephone number.

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Liberty Online® is a member of the Liberty family of financial institution focused suppliers.

2003 Liberty Online® Inc. All rights reserved. Reproduction or use of these materials without written authorization is prohibited.